Wealth Builder
Property Equity Growth
See how your equity grows over time and when you can unlock your next purchase.
Start your wealth journey
Add your first property and link it to a loan to visualise how your equity grows over time.
Grows with market — e.g. $500k today = ~$1M in year 12
Includes savings or other funds available
Future purchases are only suggested if your income could realistically support the extra debt — not just if there's equity sitting there.
Used as a floor — if today's actual multiple is lower (i.e. conservatively geared), this default applies instead so under-leveraged clients aren't blocked unrealistically.
Model the things that actually change your numbers — a second income from getting married, less serviceability once kids arrive, a promotion that jumps your pay beyond normal wage growth. Each one takes effect from its year onward, on top of everything else.
Editing life event
Equity Growth Over Time
30-Year Summary
| Year | Portfolio Value | Total Debt | Total Equity | LVR | Properties | Unlock? | Income OK? |
|---|
Possible Future Purchases
Toggle purchases on to see their impact on your portfolio growth.