Budget Analyser
Understand Your Spending
Import your bank or credit card statements and we'll analyse your spending patterns, identify recurring expenses, and build a personalised budget.
Upload Statement
Drag in a CSV or OFX file from your bank or credit card provider, or choose one.
Supports most Australian bank CSV exports and OFX/QFX formats
Open Banking
Securely connect your bank accounts via Australia's Consumer Data Right for automatic transaction feeds.
Not available yet
Powered by CDR (Consumer Data Right) - regulated by the ACCC
Reading your statement… this can take up to a minute
Your PDF is read and then discarded — it isn't stored.
Uploaded Files
Data Privacy Confirmation
Review what we've extracted before proceeding
Detected Accounts
What we extract:
- Transaction dates, descriptions, and amounts only
- Account type and institution (generic only)
- Masked account number (last 3 digits only)
What we DO NOT retain:
- Full account or card numbers
- BSB numbers or routing details
- Balance or available funds information
- The original uploaded file (destroyed immediately)
File destroyed on import. Your uploaded statement is processed in-browser and immediately discarded. Only anonymised transaction data (dates, descriptions, amounts) is retained for analysis.
Map Your Columns
We've detected your statement format. Please confirm the column mapping:
Analysing your transactions...
Categorising, detecting recurring payments, and identifying patterns
Transactions
0
Period
-
Total Spend
$0
Click to view
Total Income
$0
Click to view
Help Us Categorise These
We're not sure about these transactions. Pick the right category:
Spending by Category
Recurring Expenses Detected
Lifestyle Events Detected
We noticed periods of unusual spending that may be holidays or special events.
All Transactions
Income
$0
Click to drill down
Expenses
$0
Click to drill down
Surplus
$0
Click to drill down